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Farm & ranch insuranceFor the land, the livestock and the people who work it.
Working ranches, hobby farms, hay operations and rural homesteads across Bexar, Atascosa, Wilson, Medina, Bandera, Kendall, Comal and Guadalupe counties.
One policy for the whole place.
Instead of a homeowners policy that ignores the barn, a farm and ranch policy treats the property as the working operation it is.
Farmhouse & outbuildings
Main home, barns, shops, hay sheds, pole barns and fencing, each listed at a value that fits.
Equipment
Tractors, balers, shredders, UTVs and implements, on the property or on the road.
Livestock
Cattle, goats, horses and other animals against fire, lightning, theft and collision.
Farm liability
If a neighbor's car hits your cow on FM roads, or a visitor is hurt on the property.
Ranch trucks & trailers
Farm-plated trucks, stock trailers and hauling for your own operation or for hire.
Crop & hay
Stored hay and feed, plus a referral path to federal crop insurance where it fits.
The questions that matter out here.
- Hobby or working? If you sell more than a little hay or cattle, a homeowners policy may deny a farm-related claim. We place you on the right form.
- Ag exemption land. An ag valuation for property tax does not mean you have farm insurance. They are separate.
- Wildfire and drought. Dry summers raise grass-fire risk. We check that fences, hay and outbuildings carry enough value.
- Custom work for neighbors. Baling or shredding for hire needs coverage beyond your own operation.
Based in San Antonio. Out on the county roads too.
We are licensed across Texas and spend most of our time in Bexar County and the counties around it.
- Bexar
- Atascosa
- Wilson
- Medina
- Bandera
- Kendall
- Comal
- Guadalupe
- Karnes
- Frio
Straight answers about your coverage, usually the same day.
One call. We compare real options from multiple carriers and explain what each one covers, in plain words.